Family Financial Centers


Family Financial Center is the closest thing to owning a neighborhood branch bank. We have a bank look and feel, and we offer a full menu of financial services to the "un-banked" or "underbanked" customer, typically a middle-income working family. Our services include check cashing, money orders, wire transfer, electronic bill payment, tax-preparation services, short-term loans, and a low to middle income mortgage program. We are located in attractive suburban strip centers close to the customer's home or work.

The underlying business model is exceptional, providing good income and high return on investment. Our only inventory is cash, and we open and close our teller stations daily just like a bank. The business can be run with one to two people, and the owner can bring on a manager to run the store once the business is ramped up. We are doing acquisitions (for candidates who prefer an existing cash flow), new stores, and a "store in a store" kiosk concept that can go inside of an existing business (convenience store, grocery store, tax prep office, etc.).

We offer single units, multiple units, and area development on a selective basis. Our typical candidate is an upper level corporate executive making a good income and with reasonably strong net worth, or an entrepreneur that is selling their business and looking to get into something else, or diversify into another business.

The current economic climate is actually conducive to our business, and this presents an opportunity for candidates to open and build a successful business at a time when other franchise concepts are struggling. With FFC they will be operating a branch bank for the ever -growing market of individuals that live “paycheck to paycheck” and depend on our services.


Year Established: 2004
Year First Franchised: 2004
Franchised Units: 10-50
Actual number of units: 24
Company Owned Units: N/A
Projected New Units (12 months): 20
States referrals are accepted in:

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • West Virginia
  • Wyoming

Avail. in Canada: Masters/Area Developer: Yes


Financial / Terms

Cash Investment: $45,000
Minimum Investment: $95,000
Minimum Net Worth: $200,000
Franchise Fee: $32,500

Royalty: 0.2 of 1%
Ad: N/A
Average # of Employees: 2
Passive Ownership Allowed: Yes
Earnings Claims: No


Total Investment: $95,000 - $300,000+
Earnings Claim / Item 19: No


Franchise Sales

Single Unit: Yes
Multiple Units: Yes
Area/Master Developer: Yes
Resales: Yes


International Expansion

International Expansion Opportunities: Yes
Developing outside of the U.S.: Canada
Single Unit Availability Outside U.S.: No
Multiple Unit Availability Outside U.S.: No
Area Development or Master Avail.: Yes
Cash Investment: Inquire with Corporate
Total Investment: Inquire with Corporate


Availability in Canada for Area Development


Support & Training Provided

Financial Assistance Provided: Yes
Site Selection Assistance: Yes
Lease Negotiation Assistance: Yes
Co-operative Advertising: No


One week classroom setting: one week in store

Ongoing support via regularly scheduled site evaluations (minimum 2 per year)
Conference calls
Annual conventions
Operations staff available during normal business hours


Get Started!

Freddy O'Pry

Franchise Development