IFG 50/50 (The Interface Financial Group)


IFG 50/50 is an affordable home-based franchise that provides short-term working capital to small businesses by purchasing current, quality invoices at a discount, thus accelerating the client’s cash flow and growth.

The Interface Financial Group (IFG) has been in the Invoice Discounting business since 1972. Our new IFG 50/50 brand offers all the same great benefits of the Standard IFG franchise but with very significant enhancements, and a lower entry level!

In IFG 50/50, all transactions are syndicated 50/50 with the franchisee and the franchisor, and that means less working capital required to fund transactions; IFG does the bulk of the due diligence and the ‘paperwork’ for the transactions, and IFG 50/50 franchisees will concentrate their efforts on building the referral relationships – they do the ‘people work’. A very innovative Capital Leverage Program has also been introduced to allow franchisees to grow their capital even faster using ‘other people’s money’.

Through syndication – Interface effectively sharing the risk and reward with their franchisee – the franchisee gains access to the Interface underwriting and management expertise. That’s the IFG 50/50 approach – each party (Interface and the franchisee) contributes 50% of the capital. This in itself creates an above-average return for the franchisee.

When Interface then says to their franchisees, “You can now borrow up to 65% of your contribution”, that’s when the leverage takes over and the return on actual capital employed by the franchisee explodes.

Our IFG 50/50 franchisees are excellent communicators, relationship builders, with decision-making and problem-solving skills, and much more sales & marketing-oriented.

Business Type:
Home Based


Year Established: 1972
Year First Franchised: 1990
Franchised Units: 100 - 250
Actual number of units: 150
Company Owned Units: 0

States referrals areaccepted in:

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas\
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington DC
  • West Virginia
  • Wisconsin
  • Wyoming

Background Notes

  • Avail. in Canada: Masters/Area Developer: No



Financial / Terms

Cash Investment (Liquid): $50000
Minimum Investment: $50000
Maximum Investment: $100000
Minimum Net Worth: $100000-150000
Franchise Fee: $34500
Average # of Employees: N/A
Financial Performance Representation / FPR-Item 19 in FDD: No
Ownership Participation:
Executive Model
Royalty Type: Flat Percentage Fee

Royalty Fee Structure:

Ad Fee Structure:

Financial Terms Notes:

Cash Investment: $50000
Minimum Investment: $50000
Minimum Net Worth: $100000-$150000
Franchise Fee: $34500

Royalty: 8%
Ad: Not applicable
Average # of Employees: N/A
Passive Ownership Allowed: No
Earnings Claims: No

Franchise Sales

Single Unit: Yes
Multiple Units: No
Area/Master Developer: No
Resales: No

International Expansion

International Expansion Opportunities: Yes
Regions outside of U.S. available for Expansion:
Canada / North America
Western Europe
Asia / Pan Pacific

Developing outside of the U.S.: Canada, Australia, U.K.

International Expansion Notes:
International Expansion Opportunities: Yes
Developing outside of the U.S.: Canada, Australia, U.K.
Single Unit Availability Outside U.S.: Yes
Multiple Unit Availability Outside U.S.: No
Area Development or Master Avail.: No
Cash Investment: Inquire with Corporate
Total Investment: Inquire with Corporate


Support & Training Provided

Extensive training, including 3 initial 2-day sessions: The first session is self-directed, working through our Operations Manual. The 2nd session is at the IFG training centre for full orientation and practical exposure to IFG software. The 3rd session is a practical marketing period at the franchisee’s location to become established in the business community.

After the 3 initial 2-day training sessions, there is a 12-week coaching program, coupled with a 13-week ‘getting started’ post-training agenda. IFG also offers ongoing training and support throughout the life of the franchise.



Get Started!


Freddy O'Pry

Franchise Development